How to Check BVN Code For All Banks Anytime

Learn how to Check BVN Code For All Banks including First Bank, UBA, GTB, and Access Bank using USSD or apps. Fast, easy, and secure methods explained.

In Nigeria, the Bank Verification Number (BVN) is a cornerstone of secure banking, introduced by the Central Bank of Nigeria (CBN) in 2014 to enhance the safety of financial transactions. The BVN is an 11-digit unique identifier assigned to every bank customer, linked to their biometric data, including fingerprints and facial recognition. This system was developed to address the rising incidents of fraud and identity theft in the Nigerian banking sector, where traditional security measures like passwords and PINs were often compromised.

The BVN serves multiple purposes: it reduces fraud, streamlines Know Your Customer (KYC) processes, and provides a standardized way to verify customer identities across all Nigerian banks. Whether you’re opening a new account, performing transactions, or updating your banking details, your BVN is essential. Importantly, the BVN is a lifelong identifier that does not expire, as clarified by the CBN in a 2023 press release (CBN Press Release). It links all your bank accounts, ensuring seamless and secure banking operations.

This article provides a comprehensive guide on how to check your BVN using a universal USSD code that works for all banks, such as Access Bank, GTBank, Zenith Bank, UBA, and others. We’ll also explore alternative methods, how to enroll for a BVN, and answer common questions to ensure you have all the information you need.

What Is BVN and Why Is It So Important?

The Bank Verification Number (BVN) is an 11-digit number introduced by the Central Bank of Nigeria (CBN) to unify customer identities across all Nigerian banks.

Why You Should Never Forget Your BVN

  • It links all your bank accounts under one biometric identity.
  • It helps prevent fraud and unauthorized access to your account.
  • BVN is mandatory for online banking, loan applications, and KYC verification.
  • Without it, some financial transactions won’t be possible.

How to Retrieve Your BVN in Seconds

No internet? No worries! The fastest way to check your BVN is using your mobile phone via USSD codes. All major Nigerian banks support this method.

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How to Check BVN Code For All Banks Using USSD Code

The most convenient and universal method to check your BVN is by using the USSD code provided by the Nigeria Inter-Bank Settlement System (NIBSS). This code, 5650#, works for all Nigerian banks and is accessible on major mobile networks, including MTN, Glo, Airtel, and 9Mobile. Follow these steps to check your BVN:

  1. Open Your Phone’s Dialer: Use the app you make calls with on your mobile phone.
  2. Dial the USSD Code: Enter 5650# and press the call button.
  3. View Your BVN: Your 11-digit BVN will be displayed on your screen.
  4. Note the Charge: A small fee, typically around ₦20, may be deducted from your mobile account balance.

This method is quick, requiring no internet access or bank visit, making it ideal for all bank customers. According to NIBSS (NIBSS USSD Services), this service ensures instant BVN retrieval. Ensure you use the phone number registered with your bank account, as the BVN is tied to your registered details.

Bank/Service ProviderUSSD Code to Check BVNNotes
All Banks (General)*565*0#₦20 charge, works on MTN, Airtel, 9Mobile, Glo
Access Bank
*565
*0#
Universal code applies
GTBank
*565
*0#
Alternative: 7376*1#
Zenith Bank
*565
*0#
Universal code applies
UBA
*565
*0#
Universal code applies
First Bank
*565
*0#
Universal code applies

Alternative Methods to Check Your BVN

While the USSD code is the most straightforward method, you can also check your BVN through other channels, depending on your bank’s services:

  • Mobile Banking Apps: Most major banks, such as GTBank, UBA, Zenith Bank, and Access Bank, allow you to view your BVN via their mobile apps. Download the app from your app store, log in with your credentials, and navigate to your account or profile section to find your BVN.
  • Internet Banking: Log into your bank’s online banking platform (Access Bank) to view your BVN in your account details. This requires an active internet connection and registered online banking access.
  • Bank Branch Visit: If digital methods aren’t accessible, visit any branch of your bank. Bring a valid ID (e.g., Nigerian passport, national ID, or driver’s license), and a bank representative will retrieve your BVN for you.

These methods may require additional steps, such as logging in or verifying your identity, but they are useful alternatives if you encounter issues with the USSD code.

How to Check BVN on First Bank

Option 1: Using USSD

  • Dial *565*0# on your mobile phone.
  • Wait a few seconds.
  • Your 11-digit BVN will appear on your screen.

Option 2: Via FirstMobile App

  • Open the FirstMobile App.
  • Log in with your credentials.
  • Navigate to ‘Account Information.’
  • Your BVN is displayed there.

How to Check BVN on UBA (United Bank for Africa)

Option 1: USSD Code

  • Dial *565*0# from your UBA-registered phone number.

Option 2: UBA Mobile App

  • Launch the UBA Mobile App.
  • Log in.
  • Go to your profile or settings.
  • BVN will be listed under your personal details.

How to Check BVN on GTBank (Guaranty Trust Bank)

Option 1: USSD Code

  • Simply dial *565*0# on your GTBank-registered line.

Option 2: GTWorld or GTBank App

  • Open the app and log in.
  • Go to ‘Account Info’ or Profile.
  • BVN will be shown on your dashboard.

How to Check BVN on Access Bank

Option 1: USSD Method

  • Dial *565*0# using your Access Bank-linked mobile number.

Option 2: AccessMore App

  • Launch AccessMore App.
  • Log in with your account details.
  • Tap on ‘Profile’ or ‘Account Details.’
  • Your BVN will be visible.

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How to Enroll for a BVN

If you don’t yet have a BVN, enrolling is a simple process mandated by the CBN for all bank account holders. Here’s how to get your BVN:

  1. Visit a Bank Branch: Go to any branch of a bank where you have an account or wish to open one.
  2. Complete the Enrollment Form: Obtain and fill out the BVN enrollment form, available at the bank or online (First Bank BVN Form).
  3. Provide Valid Identification: Present a government-issued ID, such as a Nigerian international passport, national ID card, or driver’s license.
  4. Biometric Data Capture: Your fingerprints and facial image will be recorded to link to your BVN.
  5. Receive Your BVN: Within 24 hours, you’ll receive your BVN via SMS to your registered phone number.

The BVN is issued once and remains valid for life, linking all your bank accounts across different banks in Nigeria. If you’re in the diaspora, services like VFS Global (VFS Global BVN) offer enrollment for Nigerians abroad.

Sometimes, users open an account but forget to link their BVN. No worries—just follow these steps:

Option 1: Visit Your Bank Branch

  • Go with a valid ID.
  • Fill out the BVN linking form.

Option 2: USSD

Each bank has a USSD code for linking BVNs. For example:

  • GTBank: Dial *737*20*BVN#
  • UBA: Dial *919*30*BVN#
  • First Bank: Use *894*BVN#
  • Access Bank: Use the AccessMore app

What to Do If You Forget Your BVN

Forgetting your BVN is common, but retrieving it is easy. The primary method is to dial 5650# as described above. If this doesn’t work due to network issues or an unregistered phone number, try these steps:

  • Contact Your Bank: Visit or call your bank’s customer service to retrieve your BVN. For example, Access Bank’s contact numbers are 0201-2712005-7 or 07003000000 (Access Bank Help).
  • Check SMS Records: When you enrolled, your BVN was sent via SMS. Search your messages for the original notification.
  • Use Online Banking: Log into your bank’s app or website to view your BVN.

Always store your BVN securely and avoid sharing it publicly to prevent fraud.

Frequently Asked Questions (FAQs)

What is a BVN?

The BVN is an 11-digit number issued by the CBN to uniquely identify bank customers using biometric data.

Why is BVN important?

It enhances security, reduces fraud, and simplifies identity verification across all Nigerian banks.

Can I have multiple BVNs?

No, each individual has only one BVN, valid across all banks.

Does checking my BVN cost money?

Yes, the USSD code 5650# may incur a ₦20 charge, deducted from your mobile balance.

What if I don’t remember my BVN?

Dial *565*0# on your registered phone number or contact your bank.

Is my BVN linked to all my bank accounts?

Yes, it connects all your accounts across different banks in Nigeria.

Does BVN expire?

No, the BVN is a lifelong identifier, as confirmed by the CBN.

Can I Check My BVN Online?

Yes — but only via secure platforms like:
Your bank’s official mobile app
Online banking portals
Avoid third-party BVN checkers — they may be scams.

The Fastest Way to Check Your BVN

Is to Dial *565*0# on the Phone number or Using Bank App

Is BVN the same for all my bank accounts?

Yes, your BVN remains the same across all Nigerian banks.

Can I use the BVN code on any SIM card?

No. It must be the SIM linked to your bank account.

How many times can I check my BVN using USSD?

As many times as you want, but each attempt will cost you airtime.

Can I use the BVN code if I’m outside Nigeria?

Yes, if you’re roaming and using your Nigerian SIM card.

Can I register a BVN online?

No, BVN registration must be done at the bank with your fingerprint.

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