How to Check BVN on GTB (GTBank)

Learn how to check BVN on GTB (GTBank) using USSD, mobile app, or online banking. Quick and secure methods explained.

For customers of Guaranty Trust Bank (GTBank), knowing how to access your BVN is essential for tasks like opening accounts, applying for loans, or conducting international transfers.

This guide provides a detailed, explanation of how to check your BVN on GTBank using various methods, including USSD codes, internet banking, customer service, and in-person visits. Whether you’re tech-savvy or prefer traditional banking, we’ve got you covered with clear instructions to make the process seamless.

Why is BVN Important?

The BVN serves several critical purposes:

  • Enhanced Security: It protects your accounts from unauthorized access and reduces the risk of fraud and identity theft.
  • Streamlined Transactions: Many banking services, such as loan applications, account openings, and international transfers, require your BVN for verification.
  • Regulatory Compliance: The CBN mandates that all bank customers in Nigeria have a BVN, making it a prerequisite for operating a bank account.

Having your BVN readily available is crucial, and GTBank offers multiple ways to check it. Below, we outline each method in detail.

Methods on How to Check BVN on GTB (GTBank)

GTBank provides several convenient options to access your BVN, catering to different preferences and technological access levels. Here are the primary methods:

1. How to Check BVN on GTB Using USSD Codes

USSD codes are a quick and accessible way to check your BVN without needing an internet connection. They work on any mobile phone, from basic feature phones to smartphones. GTBank supports two USSD codes for this purpose.

a. General USSD Code (5650#)

This universal code, provided by the Nigeria Inter-Bank Settlement System (NIBSS), works for all Nigerian banks, including GTBank. Here’s how to use it:

  1. Open your phone’s dialer.
  2. Dial 5650# using the mobile number linked to your bank account.
  3. Wait for an SMS containing your 11-digit BVN.

Cost: This service typically incurs a N20 charge, deducted from your airtime.
Requirements: A mobile number linked to your BVN and sufficient airtime.
Advantages: Works on all networks (MTN, Airtel, Glo, 9Mobile) and requires no internet or prior registration.

b. GTBank-Specific USSD Code (7376*1#)

GTBank offers its own USSD code for BVN retrieval, which is ideal for customers already enrolled in GTBank’s *737# banking services. Follow these steps:

  1. Open your phone’s dialer.
  2. Dial 7376*1# using the mobile number linked to your GTBank account.
  3. Enter your 4-digit USSD PIN when prompted.
  4. Your BVN will be displayed on the screen.

Cost: A small service fee (possibly N20) may apply, though this is not always explicitly stated. Confirm with GTBank if needed.
Requirements: A GTBank account, a linked mobile number, and a 4-digit USSD PIN.
Advantages: Provides instant on-screen results, making it slightly faster than waiting for an SMS.

Choosing Between USSD Codes:

  • Use 5650# for a universal, no-fuss option that works across all banks.
  • Use 7376*1# if you’re a GTBank customer with a USSD PIN and prefer immediate results.

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2. How to Check BVN on Gtbank ​Through Internet Banking

GTBank’s internet banking platform is a convenient option for tech-savvy customers with access to a computer or smartphone. Here’s how to check your BVN:

  1. Visit the GTBank internet banking portal at GTBank Internet Banking.
  2. Log in using your username and password.
  3. Once logged in, your BVN will be displayed on the home screen.

Cost: Free, though standard data charges from your internet provider apply.
Requirements: Enrollment in GTBank’s internet banking and an active internet connection.
Tip: If you’ve enrolled for GTBank’s mobile app (GTWorld), you can use the same login credentials for internet banking. Save your BVN in a secure location, such as your phone’s notes or a password manager, for future reference.

Important Note: As of the latest information available, checking your BVN is not supported on the GTBank mobile app (GTWorld). You must use the internet banking portal for this method.

3. How to Check BVN on GTBank​ Via Customer Service

For those who prefer personalized assistance, GTBank’s customer service team can help you retrieve your BVN. Follow these steps:

  1. Call GTBank’s customer service at +234 1448 0000 or other numbers listed on their Contact Us page.
  2. Follow the Interactive Voice Response (IVR) prompts or request to speak with a representative.
  3. Provide verification details, such as your account number, full name, or other personal information.
  4. The representative will provide your BVN.

Cost: Free, though call charges may apply depending on your network provider.
Availability: Customer service is available from 8 a.m. to 8 p.m. daily.
Note: Be prepared for potential hold times, especially during peak hours. You may also need to answer security questions to verify your identity.

4. How to Check Your BVN on GTBank By Visiting a Bank Branch

If you prefer face-to-face interaction or encounter issues with other methods, visiting a GTBank branch is a reliable option. Here’s what to do:

  1. Locate the nearest GTBank branch using the branch locator tool on their website.
  2. Bring a valid form of identification, such as your ATM card, driver’s license, or national ID.
  3. Approach a customer service representative or your account officer and request your BVN.
  4. After verification, they will provide your BVN.

Cost: Free.
Advantages: Ideal for customers who need additional assistance or prefer in-person banking.
Note: You can visit any GTBank branch, not just the one where you opened your account.

Comparison of Methods

MethodCostRequirementsAdvantagesLimitations
General USSD (5650#)N20 (airtime)Linked mobile number, airtimeWorks on all phones, no internet neededSMS delivery depends on network
GTBank USSD (7376*1#)Possible N20 feeGTBank account, USSD PIN, linked numberInstant on-screen resultsRequires USSD PIN setup
Internet BankingFree (data charges)Internet banking enrollment, internet accessFree, accessible from anywhereNot available on GTWorld app
Customer ServiceFree (call charges)Account details for verificationPersonalized assistancePotential hold times
Visiting a BranchFreeValid ID, visit to branchReliable, face-to-face supportRequires physical visit

Linking Your BVN to Your GTBank Account

If you’ve obtained your BVN from another bank, it’s essential to link it to your GTBank account:

1. Using USSD Code

  • Dial *737*20*BVN# from your registered mobile number.
  • Replace ‘BVN’ with your actual 11-digit BVN.

2. Via GTBank Internet Banking

  • Log in to your Internet Banking portal.
  • Navigate to the ‘BVN Linker’ section.
  • Enter your BVN and follow the prompts.

3. Through GTBank Mobile App

  • Open the app and log in.
  • Navigate to ‘BVN Linking’ under the menu.
  • Enter your BVN and submit.

4. Visiting a GTBank Branch

  • Visit the nearest branch with valid identification.
  • Request to link your BVN to your account.

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Keeping Your BVN Secure

Your BVN is sensitive information and should be protected like your PIN or password. Follow these tips:

  • Never share your BVN with unauthorized individuals or on suspicious platforms.
  • Be cautious of phishing scams requesting your BVN via email or SMS.
  • Regularly monitor your accounts for unauthorized activity.

Conclusion

Checking your BVN on GTBank is straightforward, with multiple options to suit your preferences and resources. The USSD codes (5650# or 7376*1#) offer the fastest and most accessible solutions, while internet banking provides a digital alternative for enrolled users. For personalized support, you can contact customer service or visit a branch. Whichever method you choose, ensure you store your BVN securely and use it responsibly to safeguard your financial transactions.

By staying informed and utilizing these methods, you can confidently manage your banking needs with GTBank. Regularly checking and securing your BVN ensures a safer and more efficient banking experience.